"Every season of my career has gone into building structures that serve people the systems were not designed for."
My Story
I grew up on the West Side of Chicago.
My father came from Puerto Rico, my mother from Mexico. They worked hard with their hands and built what they could in Humboldt Park, a neighborhood that didn't offer many shortcuts. I grew up without a college track, without anyone pointing me toward opportunity, in a place where violence was close.
At 18, I started in banking. Someone saw something in me I couldn't yet see in myself, and the banker development program that became the Harris Bank Management Trainee Program opened a door my neighborhood couldn't provide. I walked through it. By 20, I was an assistant manager. By 21, a manager and assistant vice president, among the youngest in the bank, and I eventually became a vice president, entirely through demonstrated performance.
This conversation was recorded July 25, 2018. The story has not changed.
The answer came in the highlands of Bolivia, in a small shop run by an indigenous woman who had taken a microloan to start a business after her husband died in the mines. More than a decade and a half of banking discipline finally had somewhere to go, into a program that was failing her. That was the moment everything I had built made sense.
Everything that came before had been preparation. The banking discipline, the regulated environments, the financial rigor, all of it became the foundation the mission stood on.
Most leadership problems are trust problems eventually. I learned that sitting across from clients in banking long before I ever sat in executive meetings. Whether someone is handing you their finances, their team, their organization, or their crisis, the work starts the same way: earn trust first.
Someone saw something in me I couldn’t yet see in myself. I have carried the promise to pay that forward ever since. That commitment has not changed, and it never will.